How to apply for a mortgage | What is Loan to Value (LTV)? | Barclays

LTV or loan to value refers to the
proportion of the value or price of the property that you borrow on a mortgage for
example a ninety thousand pounds mortgage on a house valued a hundred
thousand pounds would mean a loan to value of 90% usually the lower
loan-to-value the better the rate, so if you are looking to remortgage it’s worth
checking if your loan to value has changed to see if you can get a better

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